BrokerMindAI

AI Underwriting Workspace for Canadian Mortgage Brokers

Certainty has a shape.

Verify documents, detect risks, apply OSFI B-20 rules, satisfy FINTRAC requirements, and recommend the best lender — all inside one underwriting workspace.

BrokerMind AI underwriting workspace showing loan ratios, application stats, and the document registry for an active file

The Underwriting Workspace

Everything you need to underwrite a mortgage file.

Every stage of the mortgage workflow — from document verification and compliance to lender recommendations and renewals — in one connected underwriting workspace.

  • Document Registry

    Track every mortgage document through a verified compliance registry.

    BrokerMind AI document registry showing verified mortgage documents including NOA, T4, T1, appraisal report, and credit bureau report, with an application risk score

  • FINTRAC Compliance

    Identity verification and audit-ready documentation for every file.

    AML and FINTRAC compliance checklist with identity verification, PEP screening, and source-of-down-payment documentation

  • OSFI B-20 Stress Test

    Automatic affordability calculations using Canadian mortgage guidelines.

    OSFI B-20 stress test panel showing qualifying rate, GDS and TDS ratios at contract rate and at the minimum qualifying rate

  • Lender Recommendations

    Recommendations built from verified borrower documents, not guesswork.

    Lender suitability recommendation showing an Alt / B lender classification with supporting rationale and lender guideline library

Why BrokerMind AI

Built for how Canadian mortgage files actually get underwritten.

  • One Workspace

    Everything from intake to lender recommendation in one platform.

  • Canadian Mortgage Focused

    Designed specifically around Canadian residential lending workflows.

  • Compliance Built In

    FINTRAC and underwriting requirements supported throughout every file.

  • Evidence Driven

    Recommendations are based on verified borrower documents — not assumptions.

  • Faster Decisions

    Reduce repetitive manual review and improve underwriting efficiency.

  • Complete Audit Trail

    Every decision can be explained and traced back to supporting evidence.

What it does

Residential mortgages. One workflow, start to finish.

Built specifically for residential lending in Canada — not a generic document tool stretched to fit. Every file moves through the same verified path.

  1. 01

    Intake

  2. 02

    Verification

  3. 03

    Cross-checking

    Catches inconsistencies before submission

  4. 04

    Risk detection

    Canadian underwriting rules applied

  5. 05

    Affordability

  6. 06

    Best lender

Recommended lender, matched from verified evidence — not a guess.

Compliance

Every decision, explainable.

Each file becomes a compliance-ready dossier as it's verified — every check, flag, and resolution logged in order, so a decision can always be traced back to the evidence that produced it.

  1. Income verified against source documents
  2. Employment confirmed
  3. Down payment source matched to bank records
  4. OSFI B-20 stress test applied
  5. Audit trail attached

Dossier ready.

Pricing

Residential mortgages, priced by files — not seats.

PlanFiles / moPriceOverage
ZeroMortgage agents3$39/mo$15/file
StarterIndependent brokers15$129/mo$9/file
GrowthSmall brokerages & B lenders60$449/mo$7/file
ScalePrivate lenders & lending teams200$1,299/mo$6/file
EnterpriseHigh-volume private lendersCustomCustom—

Standard limits

30 documents · 300 pages

Up to 1.5× over before additional usage applies

Discounts

25% Founding Partner — first six months

15% Annual billing

Maximum combined discount: 30%

Early access

Request early access.

Private beta, reviewed manually — no automated email verification. We'll reach out directly once your access opens up.

FAQ

Questions, answered plainly.